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Chapter 7 Bankruptcy

What Is Chapter 7 Bankruptcy?

Chapter 7 Bankruptcy is a liquidation of the Debtor’s assets. When a Debtor files a Chapter 7 Bankruptcy, the Debtor must list all of the Debtor’s assets and liabilities. The Debtor chooses how to apply the exemptions to the Debtor’s property. If the Debtor has more assets than the exemptions will allow the Debtor to […]

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Chapter 13 Bankruptcy

What Is Chapter 13 Bankruptcy?

A Chapter 13 Bankruptcy is an adjustment of debts of an individual (including married couples) with regular income.  Chapter 13 allows a debtor to keep property and pay debts over time, usually three to five years.  A chapter 13 bankruptcy is also called a wage earner’s plan. The Debtor proposes a repayment plan, or Chapter […]

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