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Six Years After Bust |

Six Years After Bust

“Six years after bust, many have paid more into homes than they’re worth” This headline from October 16, 2011 from the Sacramento Bee article, by Phillip Reese, makes it is clear that many current home buyers have already paid more to their lenders than their home is currently worth. The article assumes there was a down payment paid. If you are in the same situation, or similar with a second mortgage, you would likely benefit from stripping off the second mortgage.

A Chapter 13 Bankruptcy can give you relief from the second mortgage. The Court makes a determination that the second mortgage has no security interest in your home and therefore is discharged. There is no cost to call and speak with an experienced Sacramento bankruptcy attorney to evaluate your situation. Find out if there is something that you can do to make your financial future brighter, or you can keep your head down and continue pushing through the muddy waters of finical uncertainty. If you are struggling to make your payments or just don’t know if there will be any retirement or whatever the financial uncertainty is, Peter Cianchetta would be happy to meet with you and discuss your situation at no cost to you. Call today for your free confidential Sacramento bankruptcy consultation with Peter at 916-226-2740!